Terms and Conditions

Effective Date: 4/30/2025GC

Welcome to the website of Africa Village Micro Finance S.C. (referred to as “we,” “our,” “us,” or “AVMF”). By accessing or using our website (the “Site”), you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing this Site, you confirm that you have read, understood, and agreed to be legally bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this website.

2. Eligibility

This website is intended for users who are at least 18 years old and capable of forming a binding legal agreement under applicable law.

3. Use of the Website

• You agree to use the Site for lawful purposes only.
• You shall not engage in any activity that may interfere with the proper functioning of the Site.
• You may not use the Site to transmit any harmful or malicious code.

4. Products and Services

Descriptions of financial products and services offered by Africa Village Micro Finance S.C. are for informational purposes only. Actual terms and availability may vary and are subject to approval based on our eligibility criteria.

5. User Accounts

• You may be required to create an account to access certain features.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to notify us immediately of any unauthorized use of your account.

6. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, icons, and images, is the property of Africa Village Micro Finance S.C. or its licensors and is protected by copyright and other intellectual property laws.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content, privacy policies, or practices of third-party websites.

8. Limitation of Liability

To the fullest extent permitted by law, Africa Village Micro Finance S.C. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use the Site.

9. Indemnification

You agree to indemnify and hold harmless Africa Village Micro Finance S.C., its affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, or expenses arising out of your use of the Site or violation of these terms.

10. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.

11. Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the Site.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Insert Country], without regard to its conflict of law principles.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Africa Village Micro Finance S.C.
Email: contact@africavillagemicrofinance.com
Phone: +251 11 437 6511
Address: Gotera Agona Cinima, next to St. Yared Church