About Us
Africa Village Microfinance (AVMF) is a leading microfinance institution dedicated to empowering women, youth, and underserved communities with inclusive financial services and innovative digital solutions. Established in 1998, we provide loans, savings, and financial literacy programs across Ethiopia to foster economic growth and financial inclusion.

Tefera Tesfaye
Chief Executive OfficerOur mission
Empowering Communities Through Inclusive Financial Solutions
We provide innovative, women and youth focused microfinance services using modern technology. Our motivated team delivers inclusive loans, savings, and insurance products. We empower underserved communities to achieve financial independence.
Our vision
Leading Africa's financial revolution for women and youth
We aspire to lead in delivering tailored financial services across the continent. Through digital innovation and community focus, we break barriers to financial inclusion. Our goal is sustainable prosperity for every customer we serve.
Easy Online Banking with Africa Village Microfinance
Digital Loan Applications
Apply for business, agricultural, or climate financing loans online with quick approval processes.
Secure Savings Accounts
Grow your savings with competitive interest rates and flexible voluntary or compulsory savings options.
Mobile Banking Services
Access your funds, transfer money, and manage transactions anytime, anywhere through our mobile platform.
Financial Literacy Training
Enhance your financial knowledge with our training programs on credit management and savings strategies.





Start your journey
What our customers say About us

Fatuma S.
Happy ClientAs a single mother, AVMF’s women-focused programs gave me the courage to start my bakery. The group loan support and business mentoring were life-changing. Now, I employ two others and can support my children’s education.

Alemayehu T.
Best ReviewHands down, AVMF is the most client-focused microfinance institution I’ve worked with. Their digital services saved me hours of travel, and their staff treated me with respect and patience. I’ve referred three friends already—they never disappoint.

Kebede G.
Happy ClientAVMF's climate financing loan saved my entire harvest during a drought! Their flexible repayment and agri-training helped me double my yields. Now I send my children to university—all thanks to their belief in farmers like me.

Aster K.
Happy ClientAVMF's loan services transformed my small business—I went from struggling to thriving in just one year. Their low-interest rates and flexible repayment terms made all the difference. The financial literacy training helped me manage my profits wisely.
30.8%
women Customers
25+
Years in banking
20
Branches
Management team

Mengistu Demsis
Board Chairman
Tarekegn Samuel
Vice Board Chairman
Tefera Tesfaye
CEO